Similar to my last 4 posts in my series on "financial services for next billion?", in this one I have covered chapter 5 of the book – Portfolios of the poor in Q&A format, covering pieces around how poor people create and manage the large sums of money. Why micro-finance rates are so high? "those institutions serving … Continue reading Financial services for next billion? [Part 5] The price of money
Tag: fintech
This is the third in series of articles on “Financial services for next billion?” that I will be basing on the book - Portfolios of the poor. Similar to my last post, in this one I have covered chapter 3 of this book in Q&A format, covering pieces around risk coverage and insurance products for poor. Who … Continue reading Financial services for next billion? [Part 3] – Insurance
This is the second in a series of articles on “Financial services for next billion?” that will be based on the book - Portfolios of the poor. Similar to my last post, in this one I have covered chapter 2 of this book in Q&A format, covering pieces around triple whammy, informal financial instruments, designing financial products … Continue reading Financial services for next billion? [Part 2] – Triple Whammy
I am personally spending a lot of time understanding financial services landscape in emerging economies like India and how can they play an important role to help poor people come out of poverty by creating solutions designed and catered to them, by leveraging data/technology and understanding their behaviour. On the recommendation of multiple people, I … Continue reading Financial services for next billion? [Part 1]
Lending - how to trust the borrower? A lender trusts the borrower by having some due-diligence and checks/balances. This is what the banks and financial institutions have been doing since their inception. So, the critical piece boils down to how to do the due-diligence because that will determine the fraud and credit model for any … Continue reading Fin-tech disruption – how to trust the borrower?
"We will always need banking but we will not always need banks"~ Bill Gates Why do I care to write about this? After spending some amount of time in impact investing and seeing the landscape, looking at companies, and operating in a social venture in ed-tech space as a founding member, I realized the most … Continue reading fin-tech or tech enabled banks?
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